Checking

Open up your free, federally insured checking account with St. Paul Federal Credit Union with a minimum deposit of $15 and begin enjoying the benefits of a the wide variety of accessible accounts we offer.

Choose our standard, free checking account or one of our three dividend-bearing accounts. Details below:

St. Paul Federal Credit Union Checking Advantages
All of our checking accounts offer:

• Unlimited check writing
• Free ATM/Debit Card
• Direct Deposit
• ATMs available throughout the U.S.
• 24-hour, 7-day electronic access via MARS (Members Audio Response System) and Internet Banking
• Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

While all of our checking accounts offer the advantages listed above, there are a few differences. Choose the account that best meets your needs.

Free Checking

• No minimum balance requirements
• 1st box of check free
• Choice of check design

Dividend Checking

• Dividend bearing account
• Low $500 minimum balance requirement
• 1st box of check free
• Choice of check design

Advantage Checking

• Dividend bearing account
• Low $1,500 minimum balance requirements
• Free basic checks (two boxes per year)

Priority Checking (ages 55 and older only)

• No monthly fees
• Dividend bearing account
• No minimum balance requirements
• Free basic checks (two boxes per year)